Terms of use

Welcome to Loans365.in, a loan comparison platform ("we," "our," "us") that helps users compare various loan products from different lenders. By accessing or using our platform, you ("user," "you") agree to comply with and be bound by the following Terms of Use. Please read these terms carefully before using our services.

1. Platform Services Loans365.in provides users with a comparison of loan products including personal loans, home loans, auto loans, and credit cards, among others. Our platform allows you to access information about various loan products from registered lenders and compare their terms, interest rates, and eligibility criteria. We do not act as a lender but as a facilitator, connecting users with lenders.

2. Eligibility To use our services, you must be at least 18 years of age and capable of forming legally binding contracts under Indian law. By using our platform, you represent that you meet the eligibility criteria.

3. No Guarantee of Loan Approval While we aim to provide accurate and up-to-date information, Loans365.in does not guarantee that you will be approved for a loan. Loan approval is subject to the terms and conditions of the respective lender and their evaluation of your application.

4. Accuracy of Information Loans365.in strives to provide accurate and reliable information, including details about interest rates, loan amounts, and repayment terms. However, we cannot guarantee the accuracy, completeness, or reliability of the information on our platform. Lenders may change their loan terms, which may not always be reflected immediately on our website.

5. User Responsibilities You agree to use the platform in a lawful manner and not for any fraudulent or illegal activities. It is your responsibility to ensure that the information provided by you is accurate and up-to-date. Any misuse of the platform may result in the suspension of your access.

6. Privacy and Data Protection Your privacy is important to us. By using our platform, you consent to the collection, use, and sharing of your personal information as described in our Privacy Policy. We take appropriate measures to safeguard your information and ensure it is handled securely. However, we are not responsible for the security practices of third-party lenders.

7. Third-Party Links Our platform may contain links to third-party websites, including lenders and financial institutions. These links are provided for convenience and informational purposes. We do not endorse or take responsibility for the content, services, or privacy practices of these third-party websites.

8. Limitation of Liability Loans365.in is not liable for any loss, damage, or inconvenience arising from the use or inability to use the platform, including errors, omissions, or delays in the information provided. We do not guarantee that the platform will be error-free or uninterrupted.

9. Modification of Terms Loans365.in reserves the right to modify these Terms of Use at any time. Any changes will be posted on this page, and your continued use of the platform after such modifications constitutes acceptance of the updated terms.

10. Governing Law These Terms of Use shall be governed by and construed in accordance with the laws of India. Any dispute arising out of or related to these terms shall be subject to the exclusive jurisdiction of the courts in [City], India.

11. Contact Us For any queries or concerns regarding these Terms of Use, please contact us at info@loans365.in.

By accessing or using Loans365.in, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.