Frequently Asked Questions

Loans365.in is a loan comparison platform that helps you find and compare various loan options from top banks and financial institutions in India.

Loans365.in helps you compare loan offers from various banks and lenders. Our platform allows you to review interest rates, eligibility requirements, and loan amounts. Once you find the loan offer that suits your needs, you can choose your preferred lender and go to their website to complete your loan application, streamlining the process.

Yes, using Loans365.in is completely free. We provide loan comparisons at no cost to you, helping you find the best deals available in the market.

Yes, online loans are generally safe, especially if you select trustworthy lenders and use secure websites. It's essential to check reviews and verify the lender’s legitimacy before applying.

Processing times can vary, but online loans usually have faster approval processes compared to traditional loans. Some loans can be approved in minutes or hours, while others may take a few days.

Interest rates depend on the lender, loan amount, loan term, and your credit score. It’s advisable to compare rates from different lenders to ensure you get the best offer.

It helps lenders assess your repayment ability and affects your loan terms.

Yes, early repayment is generally allowed, though it depends on the loan terms. Some lenders may impose a prepayment fee.

If your application is declined, inquire with the lender about the reasons for rejection, review your credit report for issues, work on improving your credit, and consider reapplying after addressing the identified concerns.

If your inquiry is not covered in our FAQ, don't hesitate to reach out to our customer support team using the contact form. We are happy to provide any additional information you need to ensure a seamless financial experience.