Loans365.in Compare and pick the ideal loan offer from 2 trusted lenders
Address: India
Phone number: -
E-mail: info@soscredit.in
Max APR: 35.99%
Term: 3 months - 1 year
Loan of ₹ 40.000 for 6 months, commission ₹ 7.866, total amount ₹ 47.198, annual percentage rate APR 35.99%.
Address: ILD Trade Centre, Badshahpur Sohna Rd Hwy, D1 Block, Malibu Town, Sector 47, Gurugram, Haryana 122018
Phone number: +91 124 692 0540
E-mail: care@kredito24.in
Max APR: 912%
Term: 62 days - 6 months
Loan of ₹ 3 283.20 for 3 months, commission ₹ 2 954.88, total amount ₹ 6 238.08, annual percentage rate APR 107.94%.
Loans365.in provides 100% independent comparisons, allowing you to explore the widest range of loan options. Start today and discover your possibilities!
Personal Loans Made Simple - Compare. Choose. Save.
Whether it's for a medical emergency, home renovation, wedding expenses, or consolidating debt, personal loans offer quick financial relief-without needing collateral. Our platform allows you to explore multiple offers from trusted lending partners, all in one place.
Transparent Terms. Smarter Decisions.
Before you commit, make sure to review these key loan components:
- Annual Percentage Rate (APR): The APR reflects the true cost of borrowing, including interest and applicable fees. On Loans365, APRs can vary but may go as high as 912%. Always compare carefully.
- Repayment Period: Choose a flexible loan term that suits your budget-ranging from 62 days to 12 months.
- Example Breakdown: Suppose you borrow ₹40,000 for 6 months. With a processing fee of ₹7,866, your total repayment comes to ₹47,198. This brings the APR to approximately 35.99%.
What Sets Us Apart?
- Instant Comparisons: Real-time side-by-side views of top personal loan offers.
- Safe & Secure: Your information is protected every step of the way.
- Smart Filters: Find loans that match your needs and credit profile.
- Quick Approvals: Quick Approvals: Get funds disbursed rapidly (subject to approval and terms & conditions).
How It Works
- Compare Offers - Browse through personalized loan options from our trusted lending partners
- Apply on Lender’s Site - Choose the offer that fits your needs and complete your application directly on the lender’s official website
- Receive Funds - If your application is approved, the loan amount will be transferred directly to your bank account
What is Loans365.in?
Loans365.in is a loan comparison platform that helps you find and compare various loan options from top banks and financial institutions in India.
Is it free to use Loans365.in?
Yes, using Loans365.in is completely free. We provide loan comparisons at no cost to you, helping you find the best deals available in the market.
Are online loans in India secure?
Yes, online loans are generally safe, especially if you select trustworthy lenders and use secure websites. It's essential to check reviews and verify the lender’s legitimacy before applying.
How long does it take to process an online loan application?
Processing times can vary, but online loans usually have faster approval processes compared to traditional loans. Some loans can be approved in minutes or hours, while others may take a few days.
What is the interest rate for online loans?
Interest rates depend on the lender, loan amount, loan term, and your credit score. It’s advisable to compare rates from different lenders to ensure you get the best offer.
Why is my credit score important when applying for a loan?
It helps lenders assess your repayment ability and affects your loan terms.
Can an online loan be repaid early?
Yes, early repayment is generally allowed, though it depends on the loan terms. Some lenders may impose a prepayment fee.
What should I do if my online loan application is declined?
If your application is declined, inquire with the lender about the reasons for rejection, review your credit report for issues, work on improving your credit, and consider reapplying after addressing the identified concerns.
Additional Associated Fees
Many or all of the products we offer are from our partners, from whom we may receive commission. This may affect the placement of offers and whether a product is included in the comparison. However, this does not affect our ratings.
In addition to obvious costs like interest and repayments, there may be hidden fees that ultimately make a loan more expensive than it initially appears. These hidden costs are not always obvious and can take many forms.
One of the most common hidden costs is a processing fee. Some lenders charge a fee for reviewing a loan application, which is added to the loan amount and interest. While this practice is criticized and sometimes restricted by law in many countries, it is important to consider this when taking out a loan.
Insurance premiums, especially for residual liability insurance, are another issue often overlooked. These insurances are designed to protect both the borrower and the lender if the borrower is unable to service the loan for reasons such as illness or unemployment. However, the cost of such insurance can be high and may significantly increase the overall loan expenses.
If a borrower wishes to repay a loan early, prepayment penalties may apply. These fees are intended to compensate lenders for lost interest income.
Additionally, a special repayment fee may be charged. While some loan agreements offer the option of special repayments without any additional fees, other lenders may impose a charge.
The overall cost of a loan may also be affected by an adjustment to the interest rate on variable-rate loans. If the base interest rate increases, the cost of the loan will also rise.
Therefore, it is crucial for borrowers to carefully review all aspects of a loan agreement, considering not only the nominal interest rate but also any additional fees and charges, to get a true understanding of the total cost of the loan.
Explore the world of lending and financial solutions with Loans365.in-your dependable partner in comparing loan options. Our platform delivers side-by-side comparisons and expert guidance to help you identify the most suitable loan for your needs. Please note: Loans365.in is not a lender or financial institution and does not directly issue loans.